Business Insurance Quotes Online

Sample Product Liability Insurance Quote

The coverages and limits that follow are for illustration only and are not recommendations. We'll be pleased to provide a free quote for your specific coverage needs.

Wine Importer / Wholesaler
$0 - $150,000 Annual Revenue

This example is based on an individual or small company with up to $150,000 annual revenue, importing and wholesaling brasilian wine. Premium will vary based on your actual revenue, your state, and the type of services you provide.

Commercial General Liability and Product Liability

Coverage Amount - $1,000,000 Products Completed Operations Aggregate $2,000,000 General Liability Annual Aggregate $1,000,000 Personal & Advertising Injury per Occurrence $1,000,000 General Liability per Occurrence $100,000 Damage to Rented Premises $5,000 Medical Liquor Liability Coverage: This coverage protects your business in the event of liquor liability claim. $1,000,000 Each Common Cause $2,000,000 Aggregate $5,000 Limited Product Withdrawal Expense $500 Deductible Per Claim Including Loss Adjustment Expenses $1,963.00 Total Annual Premium

 

Terms And Conditions:

A) STANDARD CONDITIONS / SUBJECT TO:

COVERAGE: Commercial General Liability, per Occurrence form CG 0001 12/04
RATE: adjustible at $5.75 per $1,000 of Sales
Subject to the MINIMUM AND DEPOSITs of $863 GL / $500 Liquor.
Rated on estimated $150,000 includes six (6) Additional Insureds at $100 each.

SUBJECT TO: **WARRANT NO EMAIL OR MAIL ORDER SALES**
Applications signed by insured at time of binding
Satisfactory inspection and compliance with recommendations

Optional Terrorism coverage may be purchased by the Insured for an additional
$98 + $ taxes. Whether the Insured purchases the additional coverage or not, the
signed Terrorism Disclosure notice must be received prior to binding.

Six (6) Additional Insureds are included in above premium. If you need an
Additional Insured, please advise so we can review for consideration.

No (-0-) Vendor as Additional Insureds, form CG 2015 included in this premium.
Vendors as Additional Insureds will be $175 +tax/stamp each.

Any special endorsements or wording must be submitted to underwriters for
review and consideration. Additional premiums and acceptability are at the
discretion of the carrier.

B) ENDORSEMENTS & NOTABLE EXCLUSIONS:

ATTACHMENTS:

LIQUOR LIABILITY:

EXCLUSIONS:

C) ADDITIONAL CONDITIONS:
25% Minimum Earned Premium At Inception. No Flat Cancellation

ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS APPLY PER FORM

This quote is issued upon the insurer’s agreement to quote and is issued by the
undersigned without any liability whatsoever as an insurer. This quote may be withdrawn
by the insurer at any time prior to binding.

Billing Options
In most cases the insurance company will either bill you directly or require a full payment. When full payment is required you can finance policy with your own financing company or we can arrange one for you. Usually financing companies charge 10%-20% APR. Minimum downpayment: 25% plus all taxes and fees.